Payments
Maximize security, increase conversions, and eliminate checkout friction with Token Tree’s payment intelligence
Token Tree offers payment solutions that combine advanced security with operational efficiency. With our network tokenization technology, we replace real card data with unique, encrypted tokens that are automatically updated by the card networks in case of card expiration, replacement, or loss.
This not only ensures the protection of your customers’ sensitive information but also guarantees continuity in recurring billing, fewer payment refusals, and a smoother checkout experience—whether for single purchases, subscriptions, or recurring sales.
How payment tokenization works
- The customer enters card data at checkout.
- Token Tree replaces the real data with tokens generated by the card networks (network tokens).
- These tokens are securely stored in the Token Tree vault.
- For future transactions, the token is used instead of the card, with automatic updates in case of replacement or expiration.
Impacts
Reduction of chargebacks and refusals due to processing failures
Guaranteed continuity in recurring payments, even with an expired card
Faster checkout, no need to re-enter data
Automatic data update by the issuer and card network
Fraud prevention with encrypted data
Security and performance in the same flow
Benefits
– Increased conversion rates
– Reduced shopping cart abandonment
– Improved customer loyalty
– Compliance with the PCI DSS standard
– Seamless and secure payment experience
– Greater predictability and control over transactions
Why use Token Tree for payments?
– Increased consumer trust, more conversions
– Efficient and frictionless checkout
– Background card updating
– Reduced losses due to technical failures or instabilities
– 24/7 Support
– Easy integration with modern APIs